📈 What is it?
The Warrants benefit allows you to convert part of your year-end bonus into warrants, meaning short-term tradable stock options.
This conversion may offer more favourable tax treatment than a standard bonus.
You do not need to make any personal payment;
no social security contributions are applied;
a single tax is applied at the time of allocation;
the net amount received may be more advantageous than a traditional bonus.
Example
Let us assume that you have a flexible budget of €3,750 through your year-end bonus.
In the case of a standard cash payment, this amount is first subject to employer contributions. Personal contributions and withholding tax are then deducted from the remaining gross amount. In this example, the net amount paid into your account is €1,213.
If the entire budget is converted into warrants, administrative fees may be deducted from the available amount. In this example, €3,600 is converted into warrants. After withholding tax is applied, the net amount paid into your account reaches €1,674.
| Standard payment | Conversion into warrants |
Employer cost | 3 750 € | 3 750 € |
Employer contributions / administrative fees | - 750 € | - 150 € |
Gross or converted amount | 3 000 € | 3 600 € |
Personal contributions and withholding tax | - 1 787 € | - 1 926 € |
Net amount | 1 213 € | 1 674 € |
This example is provided for illustrative purposes. The amount actually received may vary depending on your plan configuration, the applicable fees, and your tax situation.
📝 How to submit a request in RewardFlex?
1️⃣ Log in to RewardFlex.
2️⃣ Open the Benefits tab.
3️⃣ Select Warrants.
4️⃣ Click on Convert wallet amount.
5️⃣ Enter the amount you wish to convert into warrants.
Depending on your plan configuration:
a minimum amount may apply automatically;
platform fees may be displayed, along with their impact on the converted amount.
6️⃣ Check the information displayed.
7️⃣ Confirm your request.
8️⃣ Click on Validate.
🔄 Modifying your reservation
As long as the conversion period is open:
you can modify the reserved amount;
you must comply with the defined minimum amount, where applicable;
a confirmation is sent to you by email after each modification.
💡 The closing date of the selection period is indicated in RewardFlex. However, your request must be submitted or modified no later than the day before this date, at 11:59 p.m.
For example, if the indicated closing date is 15 October, you must make or modify your selection no later than 14 October at 11:59 p.m.
After the closing date:
you can no longer create a request;
you can no longer modify the reserved amount;
a message informs you that the conversion period has ended.
✅ After validation
Once your request has been approved:
the selected amount is reserved for conversion into warrants;
the warrants are allocated after the conversion period closes and the request has been processed.
the corresponding net amount is reimbursed via your payslip at the end of the year.
💬 Need help?
First, consult our RewardFlex Help Centre for employees.
If you cannot find the answer, contact your employer. They can check your situation and contact our team if necessary.