🏦 What is it?
The Pension Savings Plan benefit allows you to use your Cafeteria Budget to obtain reimbursement of your personal contributions paid under an individual pension savings contract.
The reimbursement is based on the contributions actually paid during the previous calendar year.
To submit your request, you must provide the official tax certificate issued by your pension savings provider.
An annual ceiling may apply to the reimbursement, in accordance with the tax rules in force.
💶 What is the impact on my budget?
The amount deducted from your Cafeteria Budget includes:
the amount of your personal contributions;
the employer ONSS contribution of 8.86%.
When you enter the amount of your contributions in RewardFlex, the platform automatically calculates the employer ONSS contribution and the total amount that will be deducted from your budget.
Example:
For €1,000 in contributions paid:
Personal contributions: €1,000;
Employer ONSS contribution of 8.86%: €88.60;
Total amount deducted from the Cafeteria Budget: €1,088.60.
No personal ONSS contribution is applied. However, the reimbursed amount is subject to withholding tax.
📝 How to submit a request?
1️⃣ Log in to RewardFlex.
2️⃣ Open the Benefits tab.
3️⃣ Select Pension Plan.
4️⃣ Click on Request.
5️⃣ Enter the amount of your contributions actually paid during the previous calendar year.
6️⃣ Add your official tax certificate for the previous year.
7️⃣ Check the total amount that will be deducted from your Cafeteria Budget.
8️⃣ Click on Validate.
✅ After validation
Once your request has been approved by your employer:
the amount is deducted from your Cafeteria Budget;
the reimbursement is paid via your payslip.
💬 Need help?
First, consult our RewardFlex Help Centre for employees.
If you cannot find the answer, contact your employer. They can check your situation and contact our team if necessary.